Treasury eyes bigger regulatory role, Bessent says

The treasury secretary said he wants regulatory tailoring to ensure smaller community banks matter on a wider scale.

https://www.bankingdive.com/news/bessent-treasury-aba-banking-regulation-supervision-tailoring-capital/744894/

‘Fallen off a cliff’: 3 ways Travis Hill wants to boost de novos

Lower upfront capital for “noncomplex” community banks, a revamped application process for fintechs and an open mind toward ILCs are some of the suggestions the FDIC’s acting chief floated Tuesday.

https://www.bankingdive.com/news/fdic-travis-hill-de-novo-ilc-fintech-community-bank-application/744896/

Is USA of Trump still bankable or even economically viable? Are we seeing what happened in Putin's Russia bankruptcy of 2006 which helped his dictatorship to arise further and led russia to avoidance of repay of its debts to the rest of the world? What will happen to china, Europe and other countries when USA would be bankrupt or will stop repaying its debts to them, destroy the dollar are when people/businesses will take refuge to unregulated cryptomoneys (Trump, musk or others) supported by gafams/MasterCard (bitcoins,...) selling goods with prices expressed in several competing cryptomoneys ?

Prepare for the worst...fasten your belts folks.

bne IntelliNews – Hungary’s Q1 budget deficit widens to 62% of full-year target, central bank warns of impact of trade war https://www.byteseu.com/904285/ #banking #bne #Budget #Data #deficit #Finance #Hungary #macro #MNB #TradeWar

Dollar-yuan exchange rate surges to 7.41 level in offshore markets following US announcement of potential 104% tariff on Chinese imports, signaling escalating trade tensions
#YonhapInfomax #DollarYuanExchangeRate #OffshoreCurrency #USTariffs #ChinaTrade #MarketReaction #Economics #FinancialMarkets #Banking #Securities #Bonds #StockMarket
https://en.infomaxai.com/news/articleView.html?idxno=57787

https://www.europesays.com/1978636/ BofA to Spend $4 Billion on AI and New Tech Initiatives in 2025 ##banking #AI #AISpending #ArtificialIntelligence #BankOfAmerica #BankingTechnology #BofA #News #PYMNTSNews #technology #VirtualAssistants

How Identity Verification Software Is Powering the Next Generation of Fintech Startups

https://www.techloy.com/how-identity-verification-software-is-powering-the-next-generation-of-fintech-startups/

CFPB is back to doing enforcement again ... sort of

https://www.americanbanker.com/news/cfpb-enforcement-restarts-on-limit-basis-amid-court-fight

French fintech unicorn Pennylane lands €75m in fresh funding

The Paris-based fintech plans to use the investment to accelerate the development of new e-invoicing tools and expand its workforce.

https://www.fintechfutures.com/venture-capital-funding/fintech-unicorn-pennylane-doubles-valuation-with-new-75m-raise

The case for consolidating the Home Loan banks is strong

https://www.americanbanker.com/opinion/the-case-for-consolidating-the-home-loan-banks-is-strong?utm_source=flipboard&utm_content=ArizentCo%2Fmagazine%2FAmerican+Banker

The sundown of the stand alone Zelle app is making some consumers very angry

https://www.thestreet.com/technology/popular-payment-app-shuts-down-angers-users

https://www.europesays.com/1975445/ Airwallex Reportedly Plans to Seek US and UK Banking Licenses ##banking #Airwallex #DigitalBanking #DigitalLending #fintech #GreatBritain #Lending #News #PYMNTSNews #UkBanking #UnitedKingdom #What'sHot

Cap One-Discover deal detractors assail reported DOJ approval

Capital One’s $35 billion purchase faces two remaining federal approvals – and plenty of critics who expect consumers will face higher costs.

https://www.paymentsdive.com/news/cap-one-discover-deal-detractors-assail-reported-doj-approval/744447/

Inside Fifth Third's Southeast Expansion Strategy

https://thefinancialbrand.com/news/customer-experience-banking/how-midwests-fifth-third-is-becoming-a-southern-bank-188043

Atomic scores $10M more in investments

“What bill pay was in the ’90s and early 2000s, we want bill management to be [now] ... to transform how people interact with companies that they owe money,” Atomic co-founder Jordan Wright said

https://www.bankingdive.com/news/atomic-fintech-scores-10-million-more-investments-capital-one-ventures-citi-ventures-fnb-corporation/744282/

Evolve to settle data breach lawsuit for nearly $12M

Individual claimants – of which there are 18 million – can request settlements of up to $3,000 after data was allegedly improperly protected by the bank.

https://www.bankingdive.com/news/evolve-bank-trust-settle-data-breach-lawsuit-nearly-12-million/744350/

Despite Surging Economic Unease, Consumers Say They Are Happier with Their Banks — For Now

https://thefinancialbrand.com/news/customer-experience-banking/customers-are-happier-with-their-banks-but-complacency-will-cost-you-188142

Fintech IPOs delayed amid tariff-driven market turmoil

https://tradersunion.com/news/financial-news/show/194923-fintech-ipos-delayed/

Revolutionizing digital entertainment with financial technology

https://www.streetinsider.com/dr/news.php?id=24604684&gfv=1